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  • Licensed Insurance Agent
  • Advantage Specialization
  • Customized Care

About Us

Lorenzo Pereyra, a retired Navy Chief with 21 years of honorable service, began his journey as a Medicare Advantage agent after experiencing firsthand the complexities of Medicare while helping his parents secure the health benefits they needed. The frustration of navigating confusing plans and the difficulty in getting live assistance inspired him to dedicate his post-military career to making the process easier for others. As your agent, Lorenzo will be by your side, simplifying the entire experience and ensuring you have ongoing support both during and after enrollment.

All Your Protection, Personalized Just For You

Your Health, Our Priority

 Ensuring your health is our priority. Explore your Medicare Advantage options today.

Customized Care for a Healthier You

 Discover tailored Medicare Advantage solutions with our Licensed Agents.

Empowering Your Health, Simplifying Your Care

We are committed to navigate the Medicare Advantage programs to find a Custom Med Plan just for you.

Clients Testimonials

Comprehensive Coverage

“I can’t express how grateful I am for Pereyra Insurance Services! Their Medicare Advantage Plus package provided me with everything I needed in one plan. From doctor visits to prescription drugs and even dental care—all my healthcare needs are covered. I don’t have to worry about juggling multiple plans or unexpected expenses. Pereyra made the whole process smooth and stress-free!”

John D.

Los Angeles, CA

Cost Savings

“I was amazed by the savings I got with Pereyra Insurance Services’ Medicare Advantage Plus plan. Not only do I get more coverage compared to my old plan, but the out-of-pocket costs are so much lower. I no longer need to pay extra for vision and hearing care. It’s such a relief knowing I’m getting quality care while saving money every month. Highly recommend!”

Sarah M.

Miami, FL

Access to Additional Benefits

“Switching to Pereyra Insurance Services’ Medicare Advantage Plus was the best decision I made! The plan gave me access to wellness programs and even transportation services to my medical appointments. I feel more secure knowing that I’m not only covered for my health needs but also have extra support to stay active and healthy. The team at Pereyra was incredibly helpful and made everything easy to understand!”

Robert G.

Houston, TX

Medicare Bulletin

The Medicare Open Enrollment
(also known as the Annual Enrollment Period or AEP)

Enrollment period is October 15th to December 7th
Stay tuned for more updates!!
ALERT

Frequently Asked Questions

Medicare Open Enrollment: Deadlines and How to Navigate Them

The Medicare Open Enrollment Period (also known as the Annual Enrollment Period or AEP) is from October 15 to December 7 each year. During this time, you can make changes to your Medicare Advantage or Medicare Part D plan for the following year.
During AEP, you can switch from Original Medicare to Medicare Advantage, change Medicare Advantage plans, or join, drop, or switch Medicare Part D (prescription drug coverage) plans.
If you miss the Open Enrollment Period, you may have to wait until the following year unless you qualify for a Special Enrollment Period (SEP), which is triggered by life events such as moving, losing other insurance coverage, or qualifying for Medicaid.

Medicare Part D: How to Choose the Right Prescription Drug Coverage

Medicare Part D provides prescription drug coverage and is included in many Medicare Advantage Plans. You can also get it as a standalone plan if you have Original Medicare.
When choosing a Medicare Part D plan, consider your current medications, preferred pharmacies, and the plan’s drug formulary (a list of covered drugs). We can help you find a plan that covers your medications at the lowest cost.
If you don’t sign up for Medicare Part D when you are first eligible and you don’t have other creditable prescription drug coverage, you may face a late enrollment penalty when you do enroll.

Understanding Medicare Advantage Plans: Simplifying Plan Options

A Medicare Advantage Plan (Part C) is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and include Medicare Part A (hospital insurance), Part B (medical insurance), and sometimes Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing care.

There are several types of Medicare Advantage Plans, including:

  • Health Maintenance Organization (HMO): Requires you to use network providers and obtain referrals for specialists.
  • Preferred Provider Organization (PPO): Offers more flexibility in choosing healthcare providers, including out-of-network options.
  • Special Needs Plans (SNP): Tailored for people with specific diseases or characteristics.
Choosing the right plan depends on your healthcare needs, preferred doctors, medication requirements, and budget. We can help you compare plans based on coverage options, out-of-pocket costs, and provider networks.

For Those Turning 65 Soon:

⁠You should enroll during your Initial Enrollment Period (IEP), which begins 3 months before your 65th birthday, includes your birthday month, and ends 3 months after your birthday. This is your best opportunity to enroll in Medicare Part A, Part B, and Part D without any penalties
As you approach 65, you’ll have access to Medicare Advantage plans, which often include prescription drug coverage, dental, vision, and wellness benefits. We can help you compare plans based on your specific needs.
⁠Original Medicare includes Part A (hospital) and Part B (medical), but it doesn’t cover everything like prescription drugs, dental, or vision. Medicare Advantage is a more comprehensive option that bundles these coverages into one plan and often provides additional benefits like wellness programs.

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Contact Us

Direct: (626) 272 6835 TTY 711
Fax: (626) 966 1095

Email us at: ChiefPereyra@gmail.com

Operating Hours: Mon – Fri: 9AM – 5PM PST

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This Medicare Plan site is owned and operated by Secure My Medicare plan. We are not an insurance carrier, licensed sales agent, or broker and are not affiliated with any plan or endorsed by any government entity or agency. We connect individuals with insurance providers and other affiliates (collectively, “partners”) to give you, the consumer, an opportunity to get information about insurance and connect with licensed insurance agents. By completing the quotes form or calling the number listed above, you will be directed to a partner that can connect you to an appropriate licensed insurance agent who can answer your questions and discuss plan options.

We do not offer every plan available in your area. Currently, we represent 5 organizations which offer 11 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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